ICICI Bank Parakram Credit Card
Card Highlights
- •- 5X reward points on your every Rs. 100 spent on CSDs, groceries, and departmental stores (max capped at 400 points per month).
- •- 1 reward point for every Rs. 100 spent on all other applicable expenses.
- •- Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
- •- Complimentary domestic railway lounge access, max capped 2 per quarter only if you spend a minimum of Rs. 5,000 in the previous calendar quarter.
- •- 1% fuel surcharge waiver on all fuel transactions across the country.
- •- Personal accident insurance of Rs. 2 Lakh.
- •- Air Accident Cover of Rs. 20 Lakh.
- •- Up to 3 add on credit cards with no added fee.
- •- Dining benefits with ICICI Bank Culinary Treats Programme.
Rewards
- •- 5X reward points on your every Rs. 100 spent on CSDs, groceries, and departmental stores (max capped at 400 points per month).
- •- 1 reward point for every Rs. 100 spent on all other applicable expenses.
- •- Purchases like Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fees, and others are not eligible to earn reward points.
Dining Benefits
- •- Exclusive dining privileges with ICICI Bank Culinary Treats Programme.
Travel Benefits
Travel Privileges
- •- 2 Complimentary domestic railway lounge access
Lounge Access
- •- You will be able to access railway lounges as a travel benefit with the help of this card.
- •- You will get 2 complimentary railway lounge access per quarter.
- •- You will have to spend a minimum of Rs. 5,000 to avail this benefit.
Fuel Benefits
- •- 1% fuel surcharge waiver at all outlets across the country.
Reward Redemption
- •- You can redeem these rewards against a variety of options available at the bank’s official website.
- •- You can also redeem your collected reward points against a voucher from your desired brand.
- •- 99 will be charged for every reward redemption request you make.
- •- Here 1 RP = Rs. 0.25