•- 2 Reward Points per domestic spend of Rs. 100 & 4 Reward Points per international spend of Rs. 100.
•- 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
•- 2 complimentary railway lounge access with each of the MasterCard and American Express variants (total 4 railway lounge access) per quarter.
•- 2 complimentary domestic airport lounge access (1 with each of MasterCard and AmEx variants) per quarter on minimum spends of Rs. 5,000 in the previous quarter.
•- 1 complimentary golf lesson/round every month per Rs. 50,000 spent in the previous month (max 2 rounds/lessons in a month).
•- Exclusive insurance benefits including a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000.
Welcome Offers
•- Travel & Shopping Vouchers Worth Rs. 5,000.
Rewards
•- 4 reward points on every ₹ 100 spent on international transactions.
•- 2 reward points on every ₹ 100 spent on domestic transactions.
•- 1 Reward Point on every spend of Rs. 100 on Utility and insurance categories.
Dining Benefits
•- Enjoy discounts and offers on dining under the Culinary Treats program.
Travel Benefits
Travel Privileges
•- Complimentary railway and airport lounge access.
Lounge Access
•- 2 complimentary railway lounge access per quarter
•- 1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant
Fuel Benefits
•- 1% fuel surcharge waiver on fuel transactions up to ₹ 4,000.
Reward Redemption
•- Redeem payback points for purchasing gift vouchers, products and services from Payback catalog.