American Express SmartEarn Credit Card

American Express SmartEarn Credit Card

Card Highlights

  • - Rs. 500 cashback on eligible spends of Rs. 10,000 within 90 days of card issuance.
  • - 1 Membership Rewards point for every Rs. 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions)
  • - 10X accelerated Membership Rewards Points on Flipkart, Zomato, Uber and more.
  • - 5X Membership Rewards Points on every Rs. 50 spent on Amazon.
  • - Renewal fee waived on the expenditure of Rs. 40,000 or above in the previous year.

Welcome Offers

  • - Cashback of Rs. 500 and 2,000 Referral Bonus Membership Rewards Points

Rewards

  • - For every Rs. 50 spent using this credit card, you will earn 1 Membership Reward Point with the exception of spends on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at POS.
  • - 10X Membership Rewards Points on BookMyShow, Uber, PVR, AJIO, Blinkit, Myntra, Flipkart and Nykaa (Max cap 500 points for all brands combined).
  • - 10X Membership Rewards Points on Zomato (max cap of 500 points each month).
  • - 5X Membership Rewards Points on Paytm & Amazon (max 250 Points/month at this rate).

Dining Benefits

  • - 10X Membership Rewards Points on spends with Zomato.

Travel Benefits

Travel Privileges

  • - 10X Reward Points on spends on Uber (max cap of 500 Points)

Fuel Benefits

  • - 1% fuel surcharge waiver at HPCL fuel stations on transactions exceeding Rs. 5,000.

Reward Redemption

  • - Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.