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IDFC First Classic Credit Card
Get ₹ 1200 Cashback
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Card Highlights
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- 3x Reward Points on every Rs. 150 you spend on offline purchases.
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- 6x Reward Points on every Rs. 150 you spend on online purchases.
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- 10x Reward Points on every Rs. 150 you spend on purchases above Rs. 20,000.
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- 10x Reward Points on every Rs. 150 spent on your birthday.
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- 10% Bonus Reward Points (Maximum 10,000 Reward Points on Spends of ₹1.25 Lakh)
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- 25% discount on movie tickets on the Paytm app, up to Rs. 100, once per month.
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- 4 complimentary Railway lounge access every quarter.
Welcome Offers
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- Get a gift voucher worth ₹ 500 on the spending ₹ 15,000 or more with the first 90 days of card issuance.
Rewards
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- 3 Reward Points per ₹ 150 spent offline,
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- 6 Reward Points per ₹ 150 spent online.
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- 10 Reward Points per ₹ 150 on spending above ₹ 20,000.
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- 10% Bonus Reward Points (Maximum 10,000 Reward Points on Spends of ₹1.25 Lakh)
Dining Benefits
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- 20% discount on dining with selected restaurants.
Travel Benefits
Travel Privileges
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- Complimentary railway lounge access.
Lounge Access
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- 16 complimentary railway lounge access every year. (4 every quarter)
Fuel Benefits
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- 1% fuel surcharge waiver on transaction at all fuel stations in India.
Reward Redemption
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- Redeem the reward points at the Poshvine reward portal or at exclusive merchant stores.
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- 1 Reward point accumulated is equivalent to ₹ 0.25 for redemption.
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- Reward points accumulated on this credit card do not expire and can be carried forward from the previous year.
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- You do not get charged with any reward redemption fee for this card.
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Card Fees
Joining Fee:
Nil
Annual Fee:
Nil