IDFC First Private Credit Card
Card Highlights
- •- Invite only credit card.
- •- You earn Karma Points that you can use for charity.
- •- Get up to 10x reward Points on your spends.
- •- Get up to Rs. 750 discount on movies twice every month.
- •- Get complimentary golf rounds every year on the basis of your monthly spends.
- •- Free domestic as well as international lounge access.
- •Air accident cover worth Rs. 1 Crore.
- •- No late payment fee and no over limit charges.
Rewards
- •- 6 Reward Points on every spend of Rs. 100 online (for spends below Rs. 30,000).
- •- 3 RPs on every Rs. 100 spent offline (for spends below Rs. 30,000).
- •- 10 Reward Points on every spend of Rs. 100 (after achieving monthly spends of Rs. 30,000 and on all spends on birthdays).
- •- 25% additional Reward Points on donating reward points to charity.
Travel Benefits
Travel Privileges
- •- Get free airport lounge access and spa sessions every year.
Lounge Access
- •- The cardholders get 4 complimentary domestic lounge access every quarter, i.e. 16 per year (applicable to primary as well as supplementary cardholders).
- •- The primary, as well as add on cardholders, get 4 complimentary international lounge access every quarter (16 every year).
Fuel Benefits
- •- 1% fuel surcharge waiver on all fuel purchases
Reward Redemption
- •– 1 Karma Point = Re. 0.25.
- •– You can easily change your choice of charity by calling on the VIP Access number. The default choice is set to CRY foundation.
- •– Once a minimum of 20,000 Karma Points get accrued on your account, the points get donated to the charity chosen by you.