IDFC First Wealth Credit Card

Get ₹ 1200 Cashback

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IDFC First Wealth Credit Card

Card Highlights

  • - Gift voucher worth Rs. 500 on spending Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.
  • - 6x Rewards on all online spends.
  • - 3x RPs on all offline spends (for spends up to Rs. 30,000).
  • - 10x Reward Points on large spends of Rs. 30,000 or more.
  • - 10x Reward Points on all transactions on your birthday.

Welcome Offers

  • - Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

Rewards

  • - 3 Reward Points per ₹ 100 spent offline,
  • - 6 Reward Points per ₹ 100 spent online.
  • - 10 Reward Points per ₹ 100 on spending above ₹ 30,000.

Dining Benefits

  • - 20% discount on dining with selected restaurants.

Travel Benefits

Travel Privileges

  • - Complimentary air travel lounge access.
  • - Complimentary railway lounge access.

Lounge Access

  • - 16 complimentary domestic lounge access every year. (4 every quarter)
  • - 16 complimentary international lounge access every year. ( 4 every quarter)
  • - 4 complimentary railway lounge access every year.

Fuel Benefits

  • - 1% fuel surcharge waiver on transaction at all fuel stations in India.

Reward Redemption

  • - Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25. You have to pay a convenience fee of Rs. 99 plus taxes for reward redemption.

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Card Fees

Joining Fee:Nil
Annual Fee:Nil