IDFC First Millennia Credit Card

Get ₹ 1200 Cashback

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IDFC First Millennia Credit Card

Card Highlights

  • - 10x Reward Points on spends of Rs 20,000 and above.
  • - 10x Reward points on all spend done on your birthday.
  • - 6x reward points on all online spends and 3x reward points on all offline spends.
  • - Low Interest Rates starting at 0.75% per month.
  • - Fuel surcharge waiver at all gas stations pan India (Upto Rs. 200 every month).
  • - Complimentary Railway lounge access 4 times in a quarter.

Welcome Offers

  • - Get a gift voucher worth ₹ 500 and 5% cashback on EMI transactions.

Rewards

  • - 3 Reward Points per ₹ 100 spent offline,
  • - 6 Reward Points per ₹ 100 spent online.
  • - 10 Reward Points per ₹ 100 on spending above ₹ 20,000.
  • - 10% Bonus Reward Points (Maximum 10,000 Reward Points on Spends of ₹1.25 Lakh)

Dining Benefits

  • - 20% discount on dining with selected restaurants.

Travel Benefits

Travel Privileges

  • - Complimentary air travel lounge access.
  • - Complimentary railway lounge access.

Lounge Access

  • - 4 complimentary railway lounge access.

Fuel Benefits

  • - 1% fuel surcharge waiver on transaction at all fuel stations in India.

Reward Redemption

  • - Redeem the reward points at the Poshvine reward portal or at exclusive merchant stores.
  • - 1 Reward point accumulated is equivalent to ₹ 0.25 for redemption.
  • - Reward points accumulated on this credit card do not expire and can be carried forward from the previous year.
  • - You do not get charged with any reward redemption fee for this card.

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Card Fees

Joining Fee:Nil
Annual Fee:Nil