IndianOil Kotak Credit Card

IndianOil Kotak Credit Card

Card Highlights

  • - Welcome Benefit of 1000 Reward Points on spending Rs. 500 within 30 days
  • - 24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
  • - 12 Reward Points on spending Rs. 150 on dining and grocery
  • - 3 Reward Points on spending Rs. 150 on everything else
  • - Annual fee waiver on spends of Rs. 50,000 or more in the previous year
  • - 1% fuel surcharge waiver with a maximum of Rs. 100 per month
  • - Insurance cover of Rs. 2 Lakhs for personal accident
  • - Rupay Contactless payment up to transactions of Rs. 5000

Welcome Offers

  • - You can get a welcome benefit of 1000 Reward Points on spending Rs. 500 or more within 30 days of getting the card.
  • - The benefit is only available to those who pay the joining fee for the credit card.

Rewards

  • - Get 4% back as reward points on your fuel spends. You can earn 24 reward points on spending every Rs. 150 on fuel and you can earn a maximum of 1200 reward points per month.
  • - Get 2% as reward points on dining and grocery spends. You can earn 12 reward points on spending every Rs. 150 on dining and grocery and you can earn a maximum of 800 reward points every month.
  • - Get 0.5% as reward points on other spends. You will earn 3 reward points on spending every Rs. 150 and there is no maximum monthly capping on this.
  • - Also, you get 1000 reward points as your welcome benefit.

Dining Benefits

  • - Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.

Fuel Benefits

  • - 1% fuel surcharge waiver on transactions between Rs. 100 to Rs. 5000

Reward Redemption

  • - Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.