•- Welcome Benefit of 1000 Reward Points on spending Rs. 500 within 30 days
•- 24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
•- 12 Reward Points on spending Rs. 150 on dining and grocery
•- 3 Reward Points on spending Rs. 150 on everything else
•- Annual fee waiver on spends of Rs. 50,000 or more in the previous year
•- 1% fuel surcharge waiver with a maximum of Rs. 100 per month
•- Insurance cover of Rs. 2 Lakhs for personal accident
•- Rupay Contactless payment up to transactions of Rs. 5000
Welcome Offers
•- You can get a welcome benefit of 1000 Reward Points on spending Rs. 500 or more within 30 days of getting the card.
•- The benefit is only available to those who pay the joining fee for the credit card.
Rewards
•- Get 4% back as reward points on your fuel spends. You can earn 24 reward points on spending every Rs. 150 on fuel and you can earn a maximum of 1200 reward points per month.
•- Get 2% as reward points on dining and grocery spends. You can earn 12 reward points on spending every Rs. 150 on dining and grocery and you can earn a maximum of 800 reward points every month.
•- Get 0.5% as reward points on other spends. You will earn 3 reward points on spending every Rs. 150 and there is no maximum monthly capping on this.
•- Also, you get 1000 reward points as your welcome benefit.
Dining Benefits
•- Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.
Fuel Benefits
•- 1% fuel surcharge waiver on transactions between Rs. 100 to Rs. 5000
Reward Redemption
•- Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.