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HDFC Bank RuPay IRCTC Credit Card
Card Highlights
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- Amazon voucher worth Rs. 500 as a welcome benefit.
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- 1 Cash Point for every Rs. 100 spent on retail purchases.
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- 5x Cash Points on IRCTC spends.
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- Complimentary railway lounge access every year.
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- Spend based waiver of the renewal fee.
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- 1% fuel surcharge waiver.
Welcome Offers
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- Amazon voucher worth Rs. 500 on making the first transaction within the first 30 days.
Rewards
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- You get 1 Cash Point on every retail spend of Rs. 100.
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- You get 5x Cash Points on IRCTC bookings.
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- The cardholders can avail of an extra 5% discount on making IRCTC bookings via HDFC SmartBuy.
Travel Benefits
Travel Privileges
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- Get free railway lounge access every year.
Lounge Access
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- 1 complimentary railway lounge access every quarter.
Fuel Benefits
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- You get a 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.
Reward Redemption
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- 1 Cash Point = Re. 1 for redemption against railway bookings through the IRCTC app/website.
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- 1 Cash Point = Re. 0.30 for redemption against flight/hotel bookings through IRCTC and other options, including cash back.