•- Welcome benefit of complimentary MMTBLACK GOLD and Swiggy One Membership on spending over ₹1 Lakh within 90 days of getting the card issued.
•- 1500 worth of vouchers from any M&S, Myntra, Reliance Digital, or Marriott on spending ₹1.5 Lakhs each quarter.
•- ₹5000 worth of complimentary flight tickets on spending Rs. 7.5 Lakhs in the card anniversary year.
•- 4 Reward Points on every retail spend of ₹150 and 5X accelerated Reward Points on every ₹150 spent on purchases at M&S, Nykaa, Myntra, and Reliance Digital.
•- 12 complimentary lounge access in India at both international and domestic terminals every year.
•- 6 complimentary lounge access outside India through the Priority Pass.
•- Air death cover up to ₹1 Crore and ₹9 Lakh lost card liability cover.
•- Renewal fee waiver on spending ₹4 Lakhs in the card anniversary year.
•- Low foreign currency markup fee of 2%.
Welcome Offers
•- Welcome benefit of complimentary MMTBLACK GOLD and Swiggy One Membership on spending over ₹1 Lakh within 90 days of getting the card issued.
Rewards
•- Get 4 Reward Points on every spend of ₹150 on retail including utilities, insurance, and education.
•- Get 20 Reward Points on every spend of ₹150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital.
Travel Benefits
Travel Privileges
•- Complimentary domestic and international lounge access, complimentary MMTBLACK GOLD and Swiggy One Membership, and complimentary flight tickets on reaching spend milestones.
Lounge Access
•- 12 complimentary domestic lounge access.
•- 6 complimentary international lounge access
Fuel Benefits
•- 1% fuel surcharge waiver on all transactions between ₹400 and ₹5,000
Reward Redemption
•- Redeem RPs for flight/hotel bookings via the Smartbuy portal at the rate of 1 RP = ₹0.50, convert RPs into airmiles through Netbanking at the rate of 1 RP = 0.50 Airmiles, Redeem RPs for products and gift vouchers on the Smartbuy portal at the rate of 1 RP = ₹0.35, and Redeem RPs against the Exclusive Gold Catalogue on Smartbuy at the rate of 1 RP = ₹0.65