HDFC Bank Regalia Gold Credit Card

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HDFC Bank Regalia Gold Credit Card

Card Highlights

  • - Welcome benefit of complimentary MMTBLACK GOLD and Swiggy One Membership on spending over ₹1 Lakh within 90 days of getting the card issued.
  • - 1500 worth of vouchers from any M&S, Myntra, Reliance Digital, or Marriott on spending ₹1.5 Lakhs each quarter.
  • - ₹5000 worth of complimentary flight tickets on spending Rs. 7.5 Lakhs in the card anniversary year.
  • - 4 Reward Points on every retail spend of ₹150 and 5X accelerated Reward Points on every ₹150 spent on purchases at M&S, Nykaa, Myntra, and Reliance Digital.
  • - 12 complimentary lounge access in India at both international and domestic terminals every year.
  • - 6 complimentary lounge access outside India through the Priority Pass.
  • - Air death cover up to ₹1 Crore and ₹9 Lakh lost card liability cover.
  • - Renewal fee waiver on spending ₹4 Lakhs in the card anniversary year.
  • - Low foreign currency markup fee of 2%.

Welcome Offers

  • - Welcome benefit of complimentary MMTBLACK GOLD and Swiggy One Membership on spending over ₹1 Lakh within 90 days of getting the card issued.

Rewards

  • - Get 4 Reward Points on every spend of ₹150 on retail including utilities, insurance, and education.
  • - Get 20 Reward Points on every spend of ₹150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital.

Travel Benefits

Travel Privileges

  • - Complimentary domestic and international lounge access, complimentary MMTBLACK GOLD and Swiggy One Membership, and complimentary flight tickets on reaching spend milestones.

Lounge Access

  • - 12 complimentary domestic lounge access.
  • - 6 complimentary international lounge access

Fuel Benefits

  • - 1% fuel surcharge waiver on all transactions between ₹400 and ₹5,000

Reward Redemption

  • - Redeem RPs for flight/hotel bookings via the Smartbuy portal at the rate of 1 RP = ₹0.50, convert RPs into airmiles through Netbanking at the rate of 1 RP = 0.50 Airmiles, Redeem RPs for products and gift vouchers on the Smartbuy portal at the rate of 1 RP = ₹0.35, and Redeem RPs against the Exclusive Gold Catalogue on Smartbuy at the rate of 1 RP = ₹0.65

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Card Fees

Joining Fee:₹2,500 + GST
Annual Fee:₹2,500 + GST