•- 3% Cashpoints on supermarket, dining, grocery, and PayZapp spends
•- 2% Cashpoints on Utility spends
•- 1% Cashpoints on other spends excluding some spend categories
•- Up to 50 days of interest free credit period
•- Renewal fee waiver on spending Rs. 25000 or more in the previous year
Rewards
•- 3% Cashpoints on your grocery, supermarket, dining, and PayZapp spends, capped at 500 Cashpoints maximum every month
•- 2% Cashpoints on utility spends, capped at 500 Cashpoints maximum every month
•- 1% Cashpoints on other spends, capped at 500 Cashpoints maximum every month.
Dining Benefits
•- 3% Cashpoints on Dining spends
Reward Redemption
•- The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25