Best AU Bank Credit Cards
AU Bank is one of the leading banking institutions and offers a wide range of financial services, including credit cards, to its customers. Over time, it has established itself as a major credit card issuer, catering to the diverse needs of individuals across various segments. From entry-level to premium categories, AU Bank provides an array of credit cards designed to meet different lifestyle requirements.
Some of the credit cards are best suited for frequent shoppers, some for movie enthusiasts, and others for avid travelers. These cards come packed with a host of benefits such as fuel surcharge waivers, dining and shopping discounts, complimentary movie tickets, free access to domestic and international airport lounges, and much more. Whether you're seeking a card that rewards everyday spending or one that enhances your travel experiences, AU Bank offers the perfect option for you.
Top AU Bank Credit Cards
With a robust portfolio of credit cards, it can sometimes be challenging to choose the right one. To simplify your decision-making, here are some of the top credit cards offered by AU Bank.
AU Bank Xcite Credit Card
Lounge Access ( lounges)- 2 complimentary railway lounge access every quarter
Highlights- Lifetime Free Credit Card.
- Up to 15 Reward Points on every spend of Rs. 100.
- 2x Reward Points on retail spends between the 1st and 5th of every month.
- Complimentary railway lounge access every year.
- Free device protection plan and extended warranty.
- Up to 30% discount on dining.
- 1% fuel surcharge waiver.
AU Bank Xcite Ace Credit Card
Lounge Access ( lounges)- 2 complimentary domestic airport lounge access every quarter.
Highlights- Lifetime Free Credit Card.
- Get up to 3% cashback on your spends using this card.
- Get complimentary railway lounge access every year.
- Get complimentary airport lounge access every year.
- Save up to 30% on your dining spends.
- 1% fuel surcharge waiver on all fuel purchases.
- Get a free device protection plan and extended warranty.
AU Bank Zenith Credit Card
Lounge Access ( lounges)- 16 complimentary domestic lounge access. (4 every quarter)
- 8 complimentary international lounge access. (2 every quarter)
- 8 complimentary access to IRCTC lounges every year.
Highlights- 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 lakh within 60 days of card setup.
- Up to 20 Reward Points per Rs. 100 spent.
- Vouchers worth Rs. 1,000 on the expenditure of Rs. 2 lakh in a calendar quarter.
- Complimentary Taj Epicure membership of minimum expenditure of Rs. 8 lakh in an anniversary year.
- 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
AU Bank Zenith+ Credit Card
Lounge Access ( lounges)- 16 complimentary domestic lounge access.
- 16 complimentary international lounge access.
Highlights- Luxury brand gift vouchers worth Rs. 5000 as welcome benefit
- 1 RP per Rs. 100 spent and 2 RPs on international, dining, and travel spends
- 1000 RPs on spends of Rs. 75,000 in the month
- Complimentary Taj Epicure or Marriott Bonvoy membership on spending Rs. 12 Lakhs in the year
- 16 complimentary domestic and international lounge access
- 16 complimentary movie tickets per annum, max 4 per quarter
- 30% discount on the Silver Spoon Dining program
- Low forex markup fee of 0.99% of the transaction amount
ixigo AU Credit Card
Lounge Access ( lounges)- Complimentary 8 Domestic Lounge Access per year.
- Complimentary 1 International Lounge Access per year.
Highlights- You can save 10% on bus and flight bookings with this card on ixigo.
- Save up to 5% on hotel bookings.
- 1 international and 8 domestic airport lounge access in a year.
- 8 complimentary railway lounge access in a year
- 10% discount on flight bookings up to Rs. 1,000. (Promo Code: IXIGOCCFLY)
- 10% discount on bus bookings up to Rs. 300. (Promo Code: IXIGOCCBUS)
- 10% on hotel bookings up to Rs. 1,000. (Promo Code: IXIGOCCSTAY)
Aditya Birla Flex Credit Card
Lounge Access ( lounges)- Free Airport Lounge Access (1 Per Quarter)
Highlights- 5% Cashback with select categories.
- 30% off with dining partners
- Exclusive offers on Swiggy, Zomato, Ola, and many more
Aditya Birla Nxt Credit Card
Lounge Access ( lounges)- Complimentary Airport Lounge Access.
- 2 Railway Lounge Access per quarter.
Highlights- 5% Additional Cashback on All Spends
- 5% Cashback on Travel Spends
- 5% Cashback on Dining Spends
- 2% Additional Cashback on All Spends
Aditya Birla Pro Credit Card
Lounge Access ( lounges)- 2 domestic airport lounge access per quarter.
- 1 international airport lounge access/year.
Highlights- 1,000 Reward Points on making the first transaction within 30 days.
- 2 free domestic lounge access each quarter and 1 international visit each year.
- Exclusive EazyDiner membership on spending Rs 2.5 lakhs in a calendar year.
- Avail 30% while dining with select partners.
- Exclusive offers and discounts on ABC Loans, Insurance, and Investment products.
AU Bank Vetta Credit Card
Lounge Access ( lounges)- 1 per quarter under Visa domestic lounge program.
- 1 per quarter with Priority Pass membership for International Lounge Access.
Highlights- Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
- 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
- Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
- 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
- Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
- 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
AU Bank InstaPay Credit Card
Lounge Access ( lounges)Not specified
Highlights- AU Bank Insta Pay Credit Card is a lifetime free card.
- You can make seamless UPI transactions with this card.
- This is a virtual credit card which provides a lot of convenience and comfort to its customers.
- Interest free period of 48 days.
- 1% cashback on eligible UPI spends.
AU Bank Altura Credit Card
Lounge Access ( lounges)- 8 complimentary railway lounge access every year.
Highlights- 5% cashback on retail spending within the first 60 days.
- 2% cashback on groceries, departmental stores, and utility bills.
- 1% cashback on all other spending using your AU Small Finance Bank Altura Credit Card.
- Complimentary railway lounge access.
- Surcharge waiver of 1% on fuel transactions.
AU Bank Altura Plus Credit Card
Lounge Access ( lounges)- Free railway lounge access (twice each quarter)
Highlights- 1.5% cashback on retail spends at merchant outlets.
- 2 Reward Points on every Rs. 100 spent on online purchases.
- Earn 500 bonus Reward Points every month.
- 2 complimentary railway lounge access every quarter.
AU Bank Xcite Ultra Credit Card
Lounge Access ( lounges)- Get 8 complimentary domestic airport lounge access every year.
- Get 8 complimentary railway lounge access every year.
Highlights- Earn additional 500 Reward Points per month.
- Up to 8 Reward points on every domestic spend of Rs. 100.
- Up to 12 Reward Points per international spend of Rs. 100.
- Get 5,000 bonus Reward points on achieving the spending milestone.
- Complimentary railway and airport lounge access.
- Get personal accident cover worth Rs. 50 lakhs.
- A 1% fuel surcharge waiver on all fuel purchases.
- Get dedicated concierge services.
AU Small Finance Bank LIT Credit Card
Lounge Access ( lounges)- 2 complimentary domestic lounge access per quarter (8 Each Year)
Highlights- 3 Months of Free Membership of Zee5, Amazon Prime, and Cult.fit
- For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.
- 10X or 5X accelerated Reward Points on all online and offline transactions.
- Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.
- 5% and 2% cashback on retail spends on achieving the spend target.
- Additional 5% cashback for travel, dining and grocery expenses.
- 4 complimentary lounge access per quarter