Best American Express Credit Cards

American Express is one of the leading banking institutions and offers a wide range of financial services, including credit cards, to its customers. Over time, it has established itself as a major credit card issuer, catering to the diverse needs of individuals across various segments. From entry-level to premium categories, American Express provides an array of credit cards designed to meet different lifestyle requirements.

Some of the credit cards are best suited for frequent shoppers, some for movie enthusiasts, and others for avid travelers. These cards come packed with a host of benefits such as fuel surcharge waivers, dining and shopping discounts, complimentary movie tickets, free access to domestic and international airport lounges, and much more. Whether you're seeking a card that rewards everyday spending or one that enhances your travel experiences, American Express offers the perfect option for you.

Top American Express Credit Cards

With a robust portfolio of credit cards, it can sometimes be challenging to choose the right one. To simplify your decision-making, here are some of the top credit cards offered by American Express.

American Express SmartEarn Credit Card
American Express SmartEarn Credit Card
Lounge Access ( lounges)Not specified
Highlights- Rs. 500 cashback on eligible spends of Rs. 10,000 within 90 days of card issuance. - 1 Membership Rewards point for every Rs. 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions) - 10X accelerated Membership Rewards Points on Flipkart, Zomato, Uber and more. - 5X Membership Rewards Points on every Rs. 50 spent on Amazon. - Renewal fee waived on the expenditure of Rs. 40,000 or above in the previous year.
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American Express Platinum Charge Card
American Express Platinum Charge Card
Lounge Access ( lounges)- Complimentary unlimited domestic lounge access. - Access to over 1,200 International Airport Lounges globally including American Express Lounges, Priority Pass Lounges and Delta Lounges.
Highlights- Welcome gift of gift vouchers worth ₹60,000. - 1 MR (Membership Reward) for every ₹40 spent with the card (except utility and insurance transactions). - Up to 5 Membership Rewards Points for every ₹100 spent on fuel. - 3X Membership Rewards on spending abroad. - 5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal.
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American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card
Lounge Access ( lounges)- 8 Complimentary domestic lounge access every year. - Priority Pass Membership (lounge access program) with USD 99 annual fee waived off.
Highlights- Welcome Gift of 10,000 Membership Rewards Points. - 1 Membership Rewards Points for every ₹50 spent. - Rewards Points based Milestone benefits on reaching milestones like expenditure of ₹1.9 lakh/₹4 lakh in a membership year. - Complimentary Taj Stay voucher on expenditure of ₹4 lakh in a membership year. - 8 domestic airport lounge access every year (max 2 per quarter).
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American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card
Lounge Access ( lounges)- 12 Complimentary domestic lounge access every year.
Highlights- 11,000 bonus Membership Rewards Points as a welcome gift. - 1 Membership Rewards Point for every ₹50 spent with the card (except fuel, insurance, utility, and EMI conversions). - Monthly Flipkart/BookMyShow or other brand vouchers as milestone benefits. - Complimentary (limited) visits to domestic airport lounges and a complimentary Priority Pass membership. - Complimentary membership of Taj Epicure. - 2 complimentary rounds of golf every month at 32 premium golf courses across India.
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American Express Membership Rewards Credit Card
American Express Membership Rewards Credit Card
Lounge Access ( lounges)Not specified
Highlights- 4,000 Bonus Membership Reward Points as a welcome benefit. - 1 Membership Reward Point per ₹50 spent. - 2X Membership Rewards on all spends through the Rewards Multiplier portal. - 1,000 Membership Reward Points on the spending of ₹20,000 in a calendar month. - 5,000 Membership Reward Points on paying the 1st year renewal fee of Rs 4,500.
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American Express Gold Charge Card
American Express Gold Charge Card
Lounge Access ( lounges)Not specified
Highlights- 4,000 Bonus Membership Reward Points as a welcome gift. - 5,000 Bonus Membership Reward Points after first year card renewal on the realization of the annual fee. - 1,000 Bonus Membership Rewards Points on completing six transactions of Rs. 1,000 or above in a month. - 1 Membership Reward Point on every Rs. 50 you spend using the card, excluding spends on insurance and cash transactions. - 5X Membership Reward Points on all purchases through the Reward Multiplier portal.
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