Best Kotak Mahindra Bank Credit Cards
Kotak Mahindra Bank is one of the leading banking institutions and offers a wide range of financial services, including credit cards, to its customers. Over time, it has established itself as a major credit card issuer, catering to the diverse needs of individuals across various segments. From entry-level to premium categories, Kotak Mahindra Bank provides an array of credit cards designed to meet different lifestyle requirements.
Some of the credit cards are best suited for frequent shoppers, some for movie enthusiasts, and others for avid travelers. These cards come packed with a host of benefits such as fuel surcharge waivers, dining and shopping discounts, complimentary movie tickets, free access to domestic and international airport lounges, and much more. Whether you're seeking a card that rewards everyday spending or one that enhances your travel experiences, Kotak Mahindra Bank offers the perfect option for you.
Top Kotak Mahindra Bank Credit Cards
With a robust portfolio of credit cards, it can sometimes be challenging to choose the right one. To simplify your decision-making, here are some of the top credit cards offered by Kotak Mahindra Bank.
PVR Kotak Platinum Visa Credit Card
Lounge Access ( lounges)Not specified
Highlights- Zero joining fee.
- Get 2 free PVR movie tickets on spending ₹ 10,000 every month.
- Cashback of 15% on food and beverages at PVR.
- Cashback of 5% on movie tickets at PVR.
- Covers lost/stolen card insurance.
PVR INOX Kotak Credit Card
Lounge Access ( lounges)Not specified
Highlights- This card is specially designed for moviegoers.
- You would get one movie ticket on each spend of Rs. 10,000 in a monthly cycle.
- Get a 20% discount on F & B options at the theatre.
- You would also get a 5% discount on movie ticket booking with PVR/INOX.
Kotak Mojo Platinum RuPay Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year. (2 every quarter)
Highlights- Get 1 Mojo Point on every Rs. 100 you spend.
- Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
- Mojo Points redeemable against the outstanding statement.
- Get complimentary domestic lounge access every year.
- Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
Kotak Mahindra Bank UPI RuPay Credit Card
Lounge Access ( lounges)Not specified
Highlights- You can earn reward points on your UPI spends with this card.
- This is a virtual credit card.
- This is a lifetime free credit card.
- Earn 3 Reward Points per spend of Rs. 100 made with this card.
Kotak League Platinum RuPay Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get a movie voucher worth Rs 500 on payment of the joining fee
- 8x reward points on annual spending up to Rs 2 lacs on special categories and 4x reward points on other categories
- 8x reward points on annual spending of Rs 2 lacs or above on special categories as well as other categories
- Get 4 free PVR tickets or 10,000 Reward Points on spending Rs 1,25,000 every 6 months
- Protection liability up to Rs 1,25,000 in case of theft or loss of card
- Spend based waiver on annual spending of Rs 50,000
- 1% fuel surcharge waiver on your fuel transactions between Rs 500 and Rs 3000
6E Rewards – Indigo Kotak Bank MasterCard
Lounge Access ( lounges)Not specified
Highlights- Get complimentary flight tickets, a 6E add on, and several other exciting welcome benefits.
- Up to 3 6E Rewards on your spends.
- Reward points are easily redeemable against Indigo Airlines.
6E Rewards XL – Indigo Kotak Bank MasterCard
Lounge Access ( lounges)- 8 complimentary domestic lounge access per year (2 every quarter)
Highlights- Get welcome benefits worth ₹ 10,000.
- 6% 6E rewards on booking flight tickets from IndiGo.
- 3% 6E rewards on spending on dining, groceries, and entertainment.
- 2% 6E rewards on all other spends using this card.
- Complimentary domestic lounge access.
Metro Kotak Credit Card
Lounge Access ( lounges)Not specified
Highlights- Lifetime free credit card.
- Exclusively for Metro Wholesale members.
- An opportunity to earn Rs. 500 cashback as an introductory benefit.
- 1% cashback on monthly spends above Rs. 5 lakhs.
- 0.25% to 0.50% cashback on monthly spends below Rs. 5 lakhs.
IndianOil Kotak Credit Card
Lounge Access ( lounges)Not specified
Highlights- Welcome Benefit of 1000 Reward Points on spending Rs. 500 within 30 days
- 24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
- 12 Reward Points on spending Rs. 150 on dining and grocery
- 3 Reward Points on spending Rs. 150 on everything else
- Annual fee waiver on spends of Rs. 50,000 or more in the previous year
- 1% fuel surcharge waiver with a maximum of Rs. 100 per month
- Insurance cover of Rs. 2 Lakhs for personal accident
- Rupay Contactless payment up to transactions of Rs. 5000
Myntra Kotak Credit Card
Lounge Access ( lounges)- 1 complimentary lounge access per quarter
Highlights- 7.5% discount on Myntra spends, capped at Rs. 750 per transaction.
- 5% cashback on partner brands like Swiggy, PVR, Urban Company, etc., capped at Rs. 1000 per cycle.
- Unlimited 1.25% cash back on other online and offline spends, with a few exclusions.
- Complimentary Myntra Insider program membership.
- 1 complimentary domestic lounge access per quarter.
- 2 complimentary PVR tickets worth Rs. 250 on spends of Rs. 50,000 per quarter.
Kotak Infinite Credit card
Lounge Access ( lounges)- 4 complimentary domestic lounge access every quarter.
Highlights- 800 Reward points worth Rs 800 free every month
- 4 complimentary domestic lounge access every quarter.
- 2 complimentary rounds of golf in a month.
Kotak White Reserve Credit Card
Lounge Access ( lounges)- Unlimited complimentary lounge access at domestic and international airports across India
Highlights- White Pass Value can be earned by achieving the spends based milestone
- Complimentary Club Marriott Membership
- 20% off on F&B bills across the Asia Pacific
- 20% off on the best available room rates in India and in the Asia Pacific on weekends
- Low foreign currency markup fee of 2% on all international transactions.
Urbane Gold Kotak Visa Credit Card
Lounge Access ( lounges)Not specified
Highlights- Earn 3x reward points on every ₹ 100 spent on retail transactions.
- Get 4 free PVR tickets or 10,000 reward points on spending ₹ 1,00,000 in a year.
- Insurance cover worth ₹ 50,000 against the lost card.
Kotak Zen Signature Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year.
- 3 complimentary international lounge access with Priority Pass membership.
Highlights- Welcome benefit of bonus Zen Points.
- Earn 15 Zen Points on every ₹ 150 spent on KayMall.
- Earn 5 Zen Points on every ₹ 150 spent on this credit card.
- Complimentary airport lounge access.
- Earn up to 15,000 bonus reward points on achieving the milestone spending.
PVR Kotak Gold Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get 1 free PVR Movie ticket each month on spending ₹ 10,000 in a month.
- 2 free PVR Movie tickets each month on spending ₹ 15,000 in a month
- 15% cashback on on Food and Beverages at PVR.
- 5% cashback on Movie tickets at PVR Box Office
Kotak Royale Signature Credit Card
Lounge Access ( lounges)- Complimentary domestic lounge access.
Highlights- Earn 2 reward points on every ₹ 200 spent on international transactions.
- Earn 1 reward point on every ₹ 200 spent on this credit card.
- Complimentary airport lounge access.
- Cover zero liability insurance up to ₹ 2,50,000.
Kotak White Signature Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year. ( 2 every quarter)
- 4 complimentary international lounge access every year with Priority Pass
Highlights- Gift voucher worth ₹ 1,500 on expenditure of ₹ 30,000 within 60 days of card issuance.
- Complimentary lounge access
Kotak Royale Signature Visa Credit Card
Lounge Access ( lounges)- 2 complimentary domestic lounge access per quarter.
Highlights- Earn 4 Reward Points on every ₹ 150 spent on special categories.
- Earn 2 Reward Points on every ₹ 150 spent on this credit card.
- Complimentary airport lounge access.
- Earn up to 30,000 bonus reward points on achieving the milestone spend.
Kotak Privy League Signature Visa Credit Card
Lounge Access ( lounges)- Complimentary airport lounge access with priority pass membership (4 every year).
Highlights- 6,400 bonus reward points every quarter on spending of ₹ 1,000 in all the three months of the previous quarter.
- Bonus reward points on achieving incremental spends.
- 5X reward points on select shopping categories.
- 5X reward points on select travel categories.
- Complimentary lounge access with priority pass
Kotak Mojo Platinum Visa Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year. (2 every quarter)
Highlights- 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
- Complimentary domestic lounge
- Gift vouchers worth ₹ 1,000 on achieving the milestone spend.
Kotak League Platinum Visa Credit Card
Lounge Access ( lounges)Not specified
Highlights- Welcome benefit of a movie voucher.
- Earn 8x reward points on every ₹ 150 spent on special categories.
- Earn 4x reward points on every ₹ 150 spent on other categories.
- Get 4 free PVR tickets or 10,000 reward points on achieving the milestone spend.
- Get card lost card liability cover worth up to ₹ 1,25,000.
Kotak 811 Credit Card
Lounge Access ( lounges)Not specified
Highlights- 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
- 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
- 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
- 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
- 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
Kotak 811 #DreamDifferent Visa Credit Card
Lounge Access ( lounges)Not specified
Highlights- Welcome benefit of bonus Reward Points.
- Earn 2 Reward Points on every ₹ 100 spent on online transactions.
- Earn 1 Reward Points on every ₹ 100 spent on this credit card.
- Get 4 free PVR movie tickets on achieving the milestone spending every year.
6E Rewards XL – Indigo Kotak Bank Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access per year (2 every quarter)
Highlights- Get welcome benefits worth ₹ 10,000.
- 6% 6E rewards on booking flight tickets from IndiGo.
- 3% 6E rewards on spending on dining, groceries, and entertainment.
- 2% 6E rewards on all other spends using this card.
- Complimentary domestic lounge access.
6E Rewards – Indigo Kotak Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get complimentary flight tickets, a 6E add on, and several other exciting welcome benefits.
- Up to 3 6E Rewards on your spends.
- Reward points are easily redeemable against Indigo Airlines.