Best HDFC Bank Credit Cards
HDFC Bank is one of the leading banking institutions and offers a wide range of financial services, including credit cards, to its customers. Over time, it has established itself as a major credit card issuer, catering to the diverse needs of individuals across various segments. From entry-level to premium categories, HDFC Bank provides an array of credit cards designed to meet different lifestyle requirements.
Some of the credit cards are best suited for frequent shoppers, some for movie enthusiasts, and others for avid travelers. These cards come packed with a host of benefits such as fuel surcharge waivers, dining and shopping discounts, complimentary movie tickets, free access to domestic and international airport lounges, and much more. Whether you're seeking a card that rewards everyday spending or one that enhances your travel experiences, HDFC Bank offers the perfect option for you.
Top HDFC Bank Credit Cards
With a robust portfolio of credit cards, it can sometimes be challenging to choose the right one. To simplify your decision-making, here are some of the top credit cards offered by HDFC Bank.
HDFC Bank Pixel Play Credit Card
Lounge Access ( lounges)Not specified
Highlights- The card comes at a joining fee of Rs. 500.
- You can avail 5% cashback on popular brands with this card.
- 3% Cashback on the choice of any one E commerce merchant.
- 1% Unlimited cashback across all other spends.
Marriott Bonvoy HDFC Bank Credit Card
Lounge Access ( lounges)- 12 complimentary lounge access at both domestic and international terminals
Highlights- 1 Free Night Award as a welcome benefit valid for 1 year at participating Marriott hotels
- Complimentary Marriott Bonvoy Silver Elite status with 10 Elite Night credits per year
- 8 Marriott Bonvoy points on spends at participating Marriott hotels, 4 reward points on travel, entertainment, and dining spends, 2 reward points on all other spends
- Up to 3 bonus free night awards on reaching the target spend milestone
- 12 Complimentary domestic and international lounge access
- 2 Complimentary golf course access and golf lessons per quarter worldwide
- Air accident cover, credit shield, loss liability cover, and other insurance benefits
Shoppers Stop Black HDFC Bank Credit Card
Lounge Access ( lounges)- 16 complimentary domestic lounge access (max. 4 times in a quarter).
- 8 complimentary international lounge access (max. 2 times in a quarter.
Highlights-Shoppers Stop vouchers worth ₹1500, redeemable on any bill value
-Get 7% Reward Points on every SS spends. Maximum cap at ₹2000 per month
-2% Reward Points on Non-SS spends. Maximum cap at ₹2000 per month
HDFC Bank Solitaire Credit Card
Lounge Access ( lounges)Not specified
Highlights- 3 Reward Points on every spend of Rs. 100.
- Accelerated Reward Points on groceries and dining.
- 1,000 bonus Reward Points every year as a renewal benefit.
- Reward Points redeemable against various gifts, vouchers, and cashback.
- Get gift vouchers worth up to Rs. 2,000 every year on achieving the spend milestone.
HDFC Bank All Miles VISA Signature Credit Card
Lounge Access ( lounges)Not specified
Highlights- Earn 3 reward points on spending every ₹ 150 on this card.
- Earn 2x reward points on spending ₹ 150 on shopping, mobile recharge, and hotel bookings.
HDFC Doctor's Regalia Credit Card
Lounge Access ( lounges)- 12 complimentary domestic lounge access per year.
- 6 complimentary lounge access per year (valid only if at least 4 retail transactions completed).
Highlights- Welcome and renewal benefits of 2,000 reward points.
- Earn 4 reward points on every ₹ 150 spent on this credit card.
- Complimentary domestic and international airport lounge access.
- Get comprehensive insurance covers on this card.
HDFC Bank Diners Club Black Metal Edition Credit Card
Lounge Access ( lounges)- Unlimited Complimentary Domestic and International Lounge Visits Across India
Highlights- This is a metal credit card.
- The joining fee is Rs. 10,000 plus taxes.
- 5 Reward Points on spends of Rs. 150.
- Complimentary Swiggy One, Club Marriott and Amazon Prime membership.
- Unlimited lounge access.
- 24 complimentary golf games in a year.
HDFC Bank UPI RuPay Credit Card
Lounge Access ( lounges)Not specified
Highlights- 3% Cashpoints on supermarket, dining, grocery, and PayZapp spends
- 2% Cashpoints on Utility spends
- 1% Cashpoints on other spends excluding some spend categories
- Up to 50 days of interest free credit period
- Renewal fee waiver on spending Rs. 25000 or more in the previous year
HDFC Bank Titanium Times MasterCard
Lounge Access ( lounges)Not specified
Highlights- Times Prime annual Membership as a welcome gift.
- Get discounts and offers on selected dining, wellness, shopping and travel partners every year.
- Earn up to 5 reward points on every ₹ 150 spent on dining on weekdays.
- 25% off on movie tickets booking from BookMyShow.
HDFC Bank Harley Davidson Diners Club Credit Card
Lounge Access ( lounges)- 8 Complimentary Access to both domestic and international lounges every year.
Highlights- 10X Reward Points for Hotel and Flight Booking with Smartbuy.
- 10X Reward Points for purchases via HDFC Smartbuy.
- Add on and primary card holders can access international and domestic lounges for a limited number of times without any additional costs.
- Customers can enjoy various benefits at different milestones throughout the year. These benefits are available on a quarterly and yearly basis.
- Get 2 free movie tickets each month with the BOGO offers on this credit card.
HDFC Bank H.O.G Diners Club Credit Card
Lounge Access ( lounges)- Unlimited domestic and international lounge access across the globe.
Highlights- Most suited for members of the Harley Owners Group.
- Card can be availed at a joining fee of Rs. 10,000 plus applicable taxes.
- 10X Reward Points for Harley spends.
- 2X Reward Points on weekend dining.
- Unlimited international and domestic lounge access with this card.
HDFC Bank Diners Club Rewardz Credit Card
Lounge Access ( lounges)Not specified
Highlights- 1,000 bonus reward points as welcome benefits.
- 3 Reward Points on every Rs. 150 you spend.
- Earn 5% cashback on spending via Smartbuy.
HDFC Bank Diners Club Privilege Credit Card
Lounge Access ( lounges)- Up to 8 complimentary domestic lounge access every year.
- Up to 8 complimentary international lounge access every year.
Highlights- Complimentary Membership of Swiggy One and Times Prime as a welcome benefit.
- 4 Reward Points on every Rs 150 spent, and upto 10x Reward Points on Smartbuy spends, with your HDFC Bank Diners Club Privilege Credit card.
- Accelerated 5x RPs on your Swiggy and Zomato spends.
- 8 Complimentary Lounge visits in both India and abroad
- Low Foreign Markup charges of 1.99%
Zero Protection Liability Cover of Rs 9 lac
- Insurance Cover worth up to Rs 1 crore in case of an Air Accident.
Swiggy HDFC Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights - Complimentary 3 Month Swiggy One Membership as a welcome benefit.
- 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie.
- 5% Cashback on online spends across top brands.
- 1% Cashback on other spends.
- Renewal fee waiver on annual spends of ₹2 Lakhs and above.
HDFC Bank Diners Club Premium Credit Card
Lounge Access ( lounges)- Up to 6 complimentary domestic lounge access per year.
- Up to 6 complimentary international lounge access per year.
Highlights- 2,500 bonus reward points as welcome benefits.
- Earn up to 4 reward points on every ₹ 150 spent on retail purchases.
- Complimentary lounge access.
HDFC Bank Diners Club Black Credit Card
Lounge Access ( lounges)- Unlimited complimentary domestic lounge access.
- Unlimited complimentary international lounge access.
Highlights- Complimentary yearly membership subscription of Amazon Prime, Club Marriott, Zomato Gold, Times Prime, etc.
- Earn up to 10x reward points on selected categories.
- Get unlimited domestic and international lounge access.
HDFC Bank Platinum Times MasterCard
Lounge Access ( lounges)Not specified
Highlights- Gift vouchers across shopping, dining and apparel, and many other categories.
- 50% off on movie ticket bookings on BookMyShow (max discount of Rs. 600 per transaction).
- Round the year offers and discounts on travel, shopping, dining and wellness categories at select partner merchants.
- 3 Reward Points per Rs. 150 spent with the card.
- Accelerated Reward Points (10 RPs per Rs. 150 spent) on dining spends on weekdays.
HDFC Bank Diners Club Miles Credit Card
Lounge Access ( lounges)- Up to 6 complimentary domestic lounge access per year.
- Up to 6 complimentary international lounge access per year.
Highlights- 1,000 bonus reward points on payment of annual membership fee.
- Earn 4 reward points on every ₹ 150 spent on this card.
- Complimentary lounge access.
- Get air accident insurance cover of ₹ 1 crore.
IndianOil HDFC Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights- Complimentary subscription to IndianOil XTRAREWARDS Program membership to redeem the fuel points at a very good rate.
- Earn 1 fuel point on every ₹ 150 spent on this card.
- Up to 50 liters of free fuel annually.
InterMiles HDFC Bank Diners Club Credit Card
Lounge Access ( lounges)- Unlimited domestic lounge access.
- Access to unlimited international lounge access.
Highlights- Complimentary yearly Inter Miles Gold membership.
- 25,000 bonus Inter Miles as welcome benefits.
- Earn 2x Inter Miles (16 Inter Miles/₹ 150) on booking flights/hotels.
- Exclusive offers on Etihad Airways tickets booking.
6E Rewards XL - Indigo HDFC Bank Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access per year (2 per quarter).
Highlights- 1 complimentary 6E prime add on as a welcome benefit.
- Upto 15% 6E rewards on IndiGo.
- 2% 6E Rewards on all other spends.
- Complimentary lounge access.
HDFC Bank Infinia Credit Card
Lounge Access ( lounges)- Unlimited Complimentary Domestic lounge access.
- Unlimited Complimentary International lounge access via Priority Pass for both primary and add on card holders
Highlights- Complimentary Club Marriott membership and 12,500 bonus reward points as welcome benefits.
- Earn up to 10x reward points on every ₹ 150 spent on this card.
- Unlimited complimentary lounge access all across the world.
HDFC Bank Millennia Credit Card
Lounge Access ( lounges)Not specified
Highlights- 1,000 cash points as a welcome benefit.
- 5% cashback on online transactions including major e-commerce websites including Amazon and Flipkart
- Up to 20% discount on dining at partner restaurants.
HDFC Bank Easy EMI Credit Card
Lounge Access ( lounges)Not specified
Highlights- 500 bonus cashpoints as welcome benefits.
- Earn 5% cashback as cashpoints on shopping from Amazon, Flipkart, Hotel, and flights bookings and making payments through Payzapp.
- Earn 2.5% cashback on all online purchases and 1% cashback on offline.
- Get gift vouchers worth ₹ 1,000 on spending ₹ 1 lakh and above in each quarter. ( For the first year only)
HDFC Bank MoneyBack Plus VISA Credit Card
Lounge Access ( lounges)Not specified
Highlights- 500 CashPoints on activating the card as a welcome gift.
- 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
- 5X CashPoints for EMI transactions at select merchant outlets.
- 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
- Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
Paytm HDFC Bank Mobile Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get up to 2% cash back on all purchases using Paytm.
- Upgrade to Paytm HDFC Bank Credit Card by spending Rs. 10,000 in 3 consecutive months.
- Up to 20% discount on partner restaurants.
Tata Neu Infinity HDFC Bank Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year.
- 4 complimentary international lounge visits per year.
Highlights- Welcome bonus of 1,499 Neu Coins.
- Complimentary domestic and international lounge access.
- 10% NeuCoins on your spends on Tata Neu app.
- Low foreign currency markup fee of 2%.
HDFC Bank Doctor’s Superia Credit Card
Lounge Access ( lounges)Not specified
Highlights- 1,000 reward points as Welcome Benefit.
- 3 Reward Points for every ₹ 150 spent.
- 50% more rewards while spending on dining.
HDFC Bank Regalia First Credit Card
Lounge Access ( lounges)Not specified
Highlights- 1,000 bonus reward points as welcome benefits and on payment of renewal fee.
- Earn up to 4 reward points on every ₹ 150 spent on retail purchases.
- Covers air accident insurance up to ₹ 50 lakhs.
- Covers credit liability up to ₹ 5 lakhs.
InterMiles HDFC Bank Visa Platinum Credit Card
Lounge Access ( lounges)- Up to 8 (2 per quarter) domestic lounge access.
Highlights- 3,000 bonus Inter Miles as welcome benefits.
- Earn up to 2x Inter Miles on flights and hotels bookings.
- Complimentary domestic lounge access.
- 2.5x InterMiles for Etihad Airways tickets if booked through flights.intermiles.com
HDFC Bank Titanium Edge Credit Card
Lounge Access ( lounges)Not specified
Highlights- 2 Reward Points on every spend of Rs. 150.
- 50% more Reward Points on dining.
- Spend based waiver of the annual fee.
- 1% fuel surcharge waiver on all fuel transactions.
HDFC Bank BizFirst Credit Card
Lounge Access ( lounges)Not specified
Highlights- This card offers 55 days of interest free credit.
- Dinning Discounts Via Swiggy Dineout
- 3% Cash Points on EMI Spends, 2% Cash Points on Utility Bill Payments and Smartpay/Payzapp and 1% CashPoints on Other Spends Including UPI Spends.
- Fuel Surcharge Waiver Up to Rs. 250 Each Statement Cycle
6E Rewards - IndiGo HDFC Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights- 2.5% 6E rewards on booking flight tickets from IndiGo.
- 2% 6E rewards on spending on dining, groceries, and entertainment.
- 1% 6E rewards on all other spend using this card.
- Complimentary Accor hotels stay and dining vouchers.
HDFC Bank BizGrow Credit Card
Lounge Access ( lounges)Not specified
Highlights- Card is most suited for small businesses.
- 2 Cash Points on every business spend of Rs. 150.
- 20 Cash Points on Each Rs. 150 Spend on select categories of business spends.
- Fuel Surcharge Waiver Up to Rs. 250 Each Statement Cycle.
HDFC Bank BizPower Credit Card
Lounge Access ( lounges)- 16 Complimentary Domestic Airport Lounge Visits in a Year.
- 6 Visits for International Aiport lounge with Priority Pass.
Highlights- 4 RPs/Rs. 150 for business spends.
- Earn accelerated 5X (20 Reward Points) for certain categories like bill payments, tax payments, business software purchases, and flight/hotel bookings.
- 20% Discount With Swiggy Dineout.
- Low forex markup charge of 2%.
- Complimentary Domestic and International Airport lounge access.
InterMiles HDFC Bank Visa Signature Credit Card
Lounge Access ( lounges)- 16 domestic lounge access per year (4 per quarter).
- 5 complimentary international lounge access under Priority Pass membership.
Highlights- 8,000 bonus Inter Miles and discount vouchers for Flight & Hotel bookings.
- Upto 2x Inter Miles on flights and hotels bookings.
- Complimentary Priority Pass and Dine out Passport membership.
Paytm HDFC Bank Select Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access every year (2 per quarter).
Highlights- Get up to 5% cashback on all purchases on Paytm.
- As a welcome bonus, you get complimentary membership of Paytm first.
- Complimentary lounge access.
- Gift voucher worth ₹ 500 on the spending of ₹ 5,000 every calendar quarter.
HDFC Bank Bharat Credit Card
Lounge Access ( lounges)Not specified
Highlights- 5% monthly cashback on fuel expenses and ticket bookings through IRCTC, groceries, bill payments and mobile recharge.
- 5% monthly cashback on payments done through PayZapp, EasyEMI or SmartBUY.
- 50 days interest free period.
- Accidental death cover of up to Rs. 50 Lakh.
Paytm HDFC Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get up to 3% cashback on Paytm recharge, utility, movies, and Mini App spends.
- Get up to 2% cashback on other Paytm spends
- Get up to 1% cashback on other retail spends
- Earn a cashback of up to Rs. 1,200 annually under the milestone program.
- Spend based waiver of monthly membership fee.
- 1% fuel surcharge waiver up to Rs. 250 per month.
HDFC Bank MoneyBack Credit Card
Lounge Access ( lounges)Not specified
Highlights- 500 bonus cashpoints as welcome benefit.
- Earn up to 4 reward points on every ₹ 150 spent on online transactions using this card.
- Get gift voucher worth ₹ 500 on spending ₹ 50,000 every quarter.
- Enjoy joining and renewal fee waiver benefit.
HDFC Bank Freedom Credit Card
Lounge Access ( lounges)Not specified
Highlights- Complimentary 500 Cash Points as a welcome benefit.
- Low interest rate of 0.99% for the first 90 days from the card issuance date.
- 10X CashPoints on various popular brands.
- 5X CashPoints on EMI spends at merchant outlets.
- 1 CashPoint per Rs. 150 on all other spends with the card.
HDFC Bank RuPay IRCTC Credit Card
Lounge Access ( lounges)- 1 complimentary railway lounge access every quarter.
Highlights- Amazon voucher worth Rs. 500 as a welcome benefit.
- 1 Cash Point for every Rs. 100 spent on retail purchases.
- 5x Cash Points on IRCTC spends.
- Complimentary railway lounge access every year.
- Spend based waiver of the renewal fee.
- 1% fuel surcharge waiver.
HDFC Bank Superia Credit Card
Lounge Access ( lounges)Not specified
Highlights- Welcome and renewal benefit of 1,000 Reward Points.
- 3 Reward Points on every spend of Rs. 150.
- 50% more Reward Points on dining at selected restaurants.
- Reward Points redeemable against Airmiles and a host of other options.
- Complimentary Priority Pass membership.
- Spend based waiver of the joining & renewal fee.
- 1% fuel surcharge waiver.
HDFC Bank Regalia Gold Credit Card
Lounge Access ( lounges)- 12 complimentary domestic lounge access.
- 6 complimentary international lounge access
Highlights- Welcome benefit of complimentary MMTBLACK GOLD and Swiggy One Membership on spending over ₹1 Lakh within 90 days of getting the card issued.
- 1500 worth of vouchers from any M&S, Myntra, Reliance Digital, or Marriott on spending ₹1.5 Lakhs each quarter.
- ₹5000 worth of complimentary flight tickets on spending Rs. 7.5 Lakhs in the card anniversary year.
- 4 Reward Points on every retail spend of ₹150 and 5X accelerated Reward Points on every ₹150 spent on purchases at M&S, Nykaa, Myntra, and Reliance Digital.
- 12 complimentary lounge access in India at both international and domestic terminals every year.
- 6 complimentary lounge access outside India through the Priority Pass.
- Air death cover up to ₹1 Crore and ₹9 Lakh lost card liability cover.
- Renewal fee waiver on spending ₹4 Lakhs in the card anniversary year.
- Low foreign currency markup fee of 2%.
Paytm HDFC Bank Business Credit Card
Lounge Access ( lounges)Not specified
Highlights- Get 3% on all purchases on Paytm [Recharge + Utility + Movies + Mini App] Max. Cap per Calendar Month – Rs. 500
- Get 2% cashback on all other Paytm spends. Max. Cap per Calendar Month – Rs. 500
- Get 1% Cashback on all other retail transactions (excluding Fuel, EMIs, Rental, and Education Spends) Max. Cap per Calendar Month – Rs. 1000
- Get Paytm First Membership as a welcome gift.
- Zero cost liability on reporting the lost card to bank’s 24 hour call center.
- Get a 1% fuel surcharge waiver.
- Get Rs.250 worth Gift Voucher on doing 2 transactions within 30 days upon card activation.
Shoppers Stop HDFC Bank Credit Card
Lounge Access ( lounges)Not specified
Highlights- Welcome benefit of complimentary membership and a voucher worth ₹ 500.
- Earn up to 6 First Citizen Points on every ₹ 150 spent on this credit card.
- Get 2,000 First Citizen Points on spending ₹ 2 lakhs annually.
- 1% fuel surcharge waiver.
HDFC Bank BizBlack Metal Edition Credit Card
Lounge Access ( lounges)- Unlimited Free Domestic Lounge Access.
- Unlimited Free International Lounge Access
Highlights- 5X Reward Points on select eligible categories.
- 5 Reward Points/Rs. 150 on all other spends.
- Unlimited Free Domestic Lounge Access.
HDFC Bank Regalia Credit Card
Lounge Access ( lounges)- 8 complimentary domestic lounge access per year.
- 6 complimentary international lounge access per year.
Highlights- 4 Reward Points on every Rs. 150 you spend on retail.
- Earn a total of 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
- Get up to 20% off on partner restaurants via Swiggy Dineout
- Complimentary membership to the Priority Pass program.
- 6 complimentary Lounge Access at airports outside India and 12 within India.
- Low international transaction charges of 2%.
Tata Neu Plus HDFC Bank Credit Card
Lounge Access ( lounges)- 4 complimentary visits to the domestic airport lounges.
Highlights- Welcome bonus of 499 Neu Coins.
- 7% NeuCoins on your spends on Tata Neu app.
- Complimentary access to domestic airport lounges.
- Spend-based annual fee waiver.