Best IDFC First Bank Credit Cards
IDFC First Bank is one of the leading banking institutions and offers a wide range of financial services, including credit cards, to its customers. Over time, it has established itself as a major credit card issuer, catering to the diverse needs of individuals across various segments. From entry-level to premium categories, IDFC First Bank provides an array of credit cards designed to meet different lifestyle requirements.
Some of the credit cards are best suited for frequent shoppers, some for movie enthusiasts, and others for avid travelers. These cards come packed with a host of benefits such as fuel surcharge waivers, dining and shopping discounts, complimentary movie tickets, free access to domestic and international airport lounges, and much more. Whether you're seeking a card that rewards everyday spending or one that enhances your travel experiences, IDFC First Bank offers the perfect option for you.
Top IDFC First Bank Credit Cards
With a robust portfolio of credit cards, it can sometimes be challenging to choose the right one. To simplify your decision-making, here are some of the top credit cards offered by IDFC First Bank.
IDFC First Classic Credit Card
Lounge Access ( lounges)- 16 complimentary railway lounge access every year. (4 every quarter)
Highlights- 3x Reward Points on every Rs. 150 you spend on offline purchases.
- 6x Reward Points on every Rs. 150 you spend on online purchases.
- 10x Reward Points on every Rs. 150 you spend on purchases above Rs. 20,000.
- 10x Reward Points on every Rs. 150 spent on your birthday.
- 10% Bonus Reward Points (Maximum 10,000 Reward Points on Spends of ₹1.25 Lakh)
- 25% discount on movie tickets on the Paytm app, up to Rs. 100, once per month.
- 4 complimentary Railway lounge access every quarter.
Mayura Credit Card
Lounge Access ( lounges)Not specified
Highlights -Cashback upto ₹4,000 on four transactions of ₹1,000.
-4 free domestic airport lounge visits each quarter.
-10X Reward Points/₹150 on incremental spends above ₹20,000 each statement cycle.
-5X Reward Points/₹150 on spends Upto ₹20,000.
-3X RPs are also awarded for rent, wallet load, education, and government transactions.
-BOGO on movies up to ₹1,000 each month.
IDFC First Select Credit Card
Lounge Access ( lounges)- 4 complimentary domestic lounge access every quarter.
- 4 complimentary railway lounge access every quarter.
Highlights- Gift vouchers worth Rs 500 and 5% cashback on EMI transactions as a welcome benefit.
- 10x Rewards for every Rs. 125 spent on purchases above Rs. 25,000.
- 10x RPs on every Rs 125 all spends on your birthdays.
- 6x Reward points on every Rs 125 spent on online spendings.
- 3x Rewards on every Rs 125 spent on offline purchases up to Rs 25,000
IDFC First Private Credit Card
Lounge Access ( lounges)- The cardholders get 4 complimentary domestic lounge access every quarter, i.e. 16 per year (applicable to primary as well as supplementary cardholders).
- The primary, as well as add on cardholders, get 4 complimentary international lounge access every quarter (16 every year).
Highlights- Invite only credit card.
- You earn Karma Points that you can use for charity.
- Get up to 10x reward Points on your spends.
- Get up to Rs. 750 discount on movies twice every month.
- Get complimentary golf rounds every year on the basis of your monthly spends.
- Free domestic as well as international lounge access.
Air accident cover worth Rs. 1 Crore.
- No late payment fee and no over limit charges.
LIC IDFC Classic Credit Card
Lounge Access ( lounges)- 2 Free Railway Lounge Access Each Quarter.
Highlights- 6X Reward Points on LIC spends.
- 3X Reward Points on select categories like utilities, education, and government payments.
- Free railway lounge access is provided.
- One domestic lounge access each quarter (4 each year)
IDFC HPCL FIRST Power Credit Card
Lounge Access ( lounges)Not specified
Highlights- Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
- Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
- 2x reward points on other retail spends
- Get Rs. 150 discount on Swiggy orders above Rs. 500
- Get 50% off on Rental Cars with Europcar and Eco Rent A Car
- Complimentary roadside assistance worth Rs. 1399
- Personal accident insurance cover worth Rs. 2 Lakhs
IDFC First Wealth Credit Card
Lounge Access ( lounges)- 16 complimentary domestic lounge access every year. (4 every quarter)
- 16 complimentary international lounge access every year. ( 4 every quarter)
- 4 complimentary railway lounge access every year.
Highlights- Gift voucher worth Rs. 500 on spending Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.
- 6x Rewards on all online spends.
- 3x RPs on all offline spends (for spends up to Rs. 30,000).
- 10x Reward Points on large spends of Rs. 30,000 or more.
- 10x Reward Points on all transactions on your birthday.
LIC IDFC Select Credit Card
Lounge Access ( lounges)- 2 Free Airport Lounge Access Each Quarter
Highlights- Earn accelerated Reward Points for LIC spends.
- Free railway lounge access.
- Free domestic lounge access across airports in India.
- Multiple insurance covers are offered with this card.
IDFC HPCL First Power Plus Credit Card
Lounge Access ( lounges)- Complimentary domestic airport lounge access once every quarter on minimum monthly spends of Rs. 5,000.
Highlights- Save up to 6.5% on fuel spends with this credit card.
- Save up to 5% as a reward on utility and grocery bills (max cap. Rs. 2,000 per month)
- Save up to 5% as rewards on IDFC FIRST FASTag recharge (max cap Rs. 1,000 per month)
- Get 3X rewards on all other miscellaneous retail transactions.
- Complimentary domestic airport lounge access per quarter (minimum monthly spending of Rs. 5,000)
- Get up to 25% off on movie tickets (Rs. 100 max cap per month)
IDFC Bank FIRST SWYP Credit Card
Lounge Access ( lounges)Not specified
Highlights- Reasonable joining fee of Rs. 499.
- 25% Discounts on Movie Tickets
- Easily convert your spends into EMIs.
- 4 Complimentary railway lounge access per quarter.
IDFC First Millennia Credit Card
Lounge Access ( lounges)- 4 complimentary railway lounge access.
Highlights- 10x Reward Points on spends of Rs 20,000 and above.
- 10x Reward points on all spend done on your birthday.
- 6x reward points on all online spends and 3x reward points on all offline spends.
- Low Interest Rates starting at 0.75% per month.
- Fuel surcharge waiver at all gas stations pan India (Upto Rs. 200 every month).
- Complimentary Railway lounge access 4 times in a quarter.
IDFC FIRST WoW Credit Card
Lounge Access ( lounges)Not specified
Highlights- Earn 4X Reward Points on every spend.
- Unlimited Reward Points that never expire.
- 0% Foreign transaction markup fee.
- Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done.
- Get 20% discount at 1500+ restaurants.
- Get 15% discount at 3000+ Health & Wellness outlets.
- Get 1% Fuel surcharge waiver.
Ashva Metal Credit Card
Lounge Access ( lounges)Not specified
Highlights -Cashback upto ₹2,000 on the first four transactions.
-10X Reward Points/₹150 on spends above ₹20,000 in a monthly statement cycle.
-5X/₹150 Reward Points on spends up to ₹20,000 in a monthly statement cycle.
-Buy One Get One on movie ticket bookings up to ₹800 each month.
Club Vistara IDFC First Credit Card
Lounge Access ( lounges)- Get 2 complimentary domestic lounge and spa access per quarter.
- Get 1 International lounge access per quarter.
Highlights- Complimentary Premium Economy flight ticket voucher and 1 Class Upgrade voucher as a welcome benefit.
- Complimentary Club Vistara Silver Tier membership.
- Up to 6 CV Points per Rs. 200 spent with the card.
- Up to 6000 bonus CV Points on spending Rs. 30,000 in each of the first 3 months of card activation.
- Maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone.
- 2 complimentary domestic airport and spa, and 1 international airport lounge access.
- 4 complimentary green fees golf, and 12 golf lessons per year.